Thursday, September 30, 2021

Ways you’re wasting money on tech and smart fixes to save cash

 Look around your house. How much do you think you have spent on gadgets and tech subscriptions over the years?

With shiny new gear popping up daily and yet another streaming service there to woo you, it’s hard to stop the flow of cash. I can help. Tap or click for all the best ways to scan without shelling out money for a scanner. You’re welcome.

Lots of quality software is free, too, if you know where to look. Tap or click for 9 free copycats that work like a charm.

Before you pull out your credit card again, read through this list of mistakes that might be costing you cash and easy fixes to spend less ...

Read more at USA Today - 8 min. read

These Social Security mistakes could cost you money

 According to a Nationwide survey, 54% of those who haven't started receiving Social Security said they know exactly how to optimize their benefit, but only 6% knew all the factors that determine the maximum benefit someone can receive.

Consider the common mistakes people make ...

Read more at CNBC - 7 min. read

Sunday, September 26, 2021

Could a $1 trillion coin save the federal government from financial Armageddon?

 If it's debt ceiling crisis season, then it's also time for the craziest solution to the problem: Getting President Joe Biden to issue a $1 trillion coin.

The idea, which has been around for about a decade, is that the president can issue a $1 trillion "commemorative" coin, deposit it with the Federal Reserve, and allow the government to keep paying its bills ...

Read more at 3KCRA NBC - 3 min. read

Five Tips to Follow When Applying for a Mortgage

 The housing market during the coronavirus pandemic has certainly been notable. Historically low interest rates resulted in record homebuying, even as housing prices escalated.1

Fortunately, the mortgage industry has been able to keep up with the pace of the real estate market by utilizing already existing technology. Homebuyers can search for lenders, compare interest rates, and apply for mortgages online. In addition, mortgage lenders are able to do alternative appraisals, perform safe home inspections, and conduct closings electronically.

4 Biggest Financial Hurdles for Gen Z That No One Else Has Faced

 Gen Z is growing up, graduating and starting careers amid the pandemic, which has had profound effects on the labor market and the economy at large. As a result, Gen Z is now facing some major financial hurdles unique to this generation.

Read more at yahoo!finance - 6 min. read

Saturday, September 25, 2021

What Are Some Tips for Managing My Money?

 Money from Slipping Away

As with virtually all financial matters, the easiest way to be successful with a cash management program is to develop a systematic and disciplined approach. Spending a few minutes each week to maintain your cash management program, can help you keep track of how you spend your money and pursue your financial goals.

Used car buyers: How to spot flood damage

 Recent natural disasters have caused flood damage to many cars. For car owners, that can spell the end of the line for their flood damaged vehicle. For used car buyers, that can be the start of a secondhand rip-off.

Read more in MarketWatch - 5 min. read

Friday, September 24, 2021

Following the Inflation Debate

 During the 12 months ending in June 2021, consumer prices shot up 5.4%, the highest inflation rate since 2008.1 The annual increase in the Consumer Price Index for All Urban Consumers (CPI-U) — often called headline inflation — was due in part to the “base effect.” This statistical term means the 12-month comparison was based on an unusual low point for prices in the second quarter of 2020, when consumer demand and inflation dropped after the onset of the pandemic.

However, some obvious inflationary pressures entered the picture in the first half of 2021.

Tuesday, September 21, 2021

Money Stuff: Evergrande Borrowed From Everyone

via Bloomberg

When a big company runs out of money, the basic questions are (1) who gets paid and who doesn't and (2) should the government pay its debts for it? ...  "Is this China's Lehman moment?"

Read more - 10 min. read

Sunday, September 19, 2021

7 Ways Men Are Living Without Working in America

 via Yahoo!finance

Almost one-third of all working-age men in America don't have a job, and they aren't looking for one.  How do they live?  What are they doing for money? 

Read more - 15 min. read

Sunday, September 12, 2021

Antitrust Crackdown Aims to Increase Competition

In July, the president issued an executive order intended to "combat excessive consolidation of industry, abuses of market power, and the harmful effects of monopoly."  More than a dozen federal agencies were directed to begin working on 72 initiatives that seek to promote robust competition in the U.S. economy, in some cases through new regulations ...