Toney on Money

An Enrolled Agent with over 30 years' experience providing common-sense tax, insurance and financial solutions. Married for over 46 years, having raised two sons, both married to girls named Carla. Go figure.

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Saturday, December 10, 2016

8 Frugal Living Skills I Wish My Parents Would Have Taught Me | Wise Bread



8 Frugal Living Skills I Wish My Parents Would Have Taught Me - Wise Bread
Posted by Mark Toney at 10:01 AM No comments:
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Friday, October 28, 2016

4 money tips for new homeowners | CNN Money



4 money tips for new homeowners | CNN Money
Posted by Mark Toney at 9:07 AM No comments:
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Is Borrowing Against Life Insurance a Good Idea? - The Simple Dollar



Is Borrowing Against Life Insurance a Good Idea? - The Simple Dollar
Posted by Mark Toney at 8:30 AM 2 comments:
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Wednesday, October 26, 2016

Million-Dollar Hidden Treasures Discovered In Old Homes | Bankrate.com

Treasures in your old home © jerryjoz/Shutterstock.com

Million-Dollar Hidden Treasures Discovered In Old Homes | Bankrate.com
Posted by Mark Toney at 12:49 PM No comments:
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Wednesday, October 19, 2016

Which Is Better For You: Term Or Permanent Life Insurance? | Bankrate.com

Mother holding her child in lap at desk © Diego Cervo/Shutterstock.com

Which Is Better For You: Term Or Permanent Life Insurance? | Bankrate.com
Posted by Mark Toney at 7:36 AM No comments:
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Friday, September 30, 2016

Toney's Tax Tips & More!

September 30, 2016 Edition

Social Security: 5 common mistakes to avoid

Toney's Tax Tips & More!  Tax Tips, Money-saving Tips and Health Insurance News
Posted by Mark Toney at 12:04 PM 7 comments:
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Best Money Tips: How to Improve Your Working Memory | Wise Bread



Best Money Tips: How to Improve Your Working Memory | Wise Bread
Posted by Mark Toney at 6:35 AM No comments:
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Monday, September 26, 2016

Should I rent or buy a house? | MarketWatch



Should I rent or buy a house? | MarketWatch
Posted by Mark Toney at 4:32 PM No comments:
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Wednesday, September 21, 2016

Toney's Tax Tips & More!

September 20, 2016 Edition


U.S. drivers waste billions paying for premium gas, AAA says


Toney's Tax Tips & More!  Tax Tips, Money-saving Tips and Health Insurance News
Posted by Mark Toney at 8:14 AM 1 comment:
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100 Great Ways to Save Money | The Simple Dollar

Photo: Chris

100 Great Ways to Save Money | The Simple Dollar
Posted by Mark Toney at 7:43 AM No comments:
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6 Scary Facts About Credit Card Debt | Wise Bread


6 Scary Facts About Credit Card Debt | Wise Bread
Posted by Mark Toney at 6:57 AM No comments:
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Tuesday, September 20, 2016

11 Dollar Store Buys That Are Almost Too Good to Believe - Wise Bread



11 Dollar Store Buys That Are Almost Too Good to Believe - Wise Bread
Posted by Mark Toney at 9:21 AM No comments:
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Monday, September 19, 2016

8 Best Sites to Help Your Kids Learn About Money - Wise Bread


8 Best Sites to Help Your Kids Learn About Money - Wise Bread
Posted by Mark Toney at 7:46 PM No comments:
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Friday, September 16, 2016

7 Signs You Have a Serious Spending Addiction - Wise Bread


7 Signs You Have a Serious Spending Addiction - Wise Bread
Posted by Mark Toney at 8:01 AM No comments:
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Wednesday, September 14, 2016

6 Highly Effective Ways to Save Without Clipping a Coupon - Wise Bread


6 Highly Effective Ways to Save Without Clipping a Coupon - Wise Bread
Posted by Mark Toney at 8:52 AM No comments:
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Tuesday, September 13, 2016

Why Landlords Do a Credit Check (and What They Look For) - The Simple Dollar


Why Landlords Do a Credit Check (and What They Look For) - The Simple Dollar
Posted by Mark Toney at 10:22 AM No comments:
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Thursday, September 8, 2016

5 Ways To Get the Most From Your Credit Cards | Bankrate.com

Get a low rate on balances © Manintino/Shutterstock.com
5 Ways To Get the Most From Your Credit Cards | Bankrate.com
Posted by Mark Toney at 7:41 PM No comments:
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Friday, September 2, 2016

Best Credit Cards to Rebuild Credit After Bankruptcy -Wise Bread


Best Credit Cards to Rebuild Credit After Bankruptcy -Wise Bread
Posted by Mark Toney at 10:10 AM No comments:
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Five Key Things to Think About If You're Considering a Path to Early Retirement - The Simple Dollar


Five Key Things to Think About If You're Considering a Path to Early Retirement - The Simple Dollar
Posted by Mark Toney at 10:02 AM No comments:
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Thursday, September 1, 2016

This Simple Mistake on a Credit Application May Cost You -Wise Bread


This Simple Mistake on a Credit Application May Cost You -Wise Bread


Posted by Mark Toney at 9:20 AM No comments:
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Wednesday, August 31, 2016

Toney's Tax Tips & More!

August 31, 2016 Edition

1.3 million kids have identity stolen annually, 50% under 6-years-old
Toney's Tax Tips & More!  Tax Tips, Money-saving Tips and Health Insurance News
Posted by Mark Toney at 11:53 AM 1 comment:
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Wednesday, August 10, 2016

Toney's Tax Tips & More!

August 9, 2016 Edition

Elderly Hospital Patients Arrive Sick, Often Leave Disabled

Toney's Tax Tips & More!  Tax Tips, Money-saving Tips and Health Insurance News
Posted by Mark Toney at 8:24 AM 1 comment:
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Monday, June 13, 2016

Toney's Tax Tips & More!

Women And The Zika Virus: Smart Questions And A Few Solid Answers
June 13, 2016 Edition
Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News
Posted by Mark Toney at 11:38 AM 2 comments:
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Friday, June 10, 2016

5 Homebuying Questions You're Embarrassed to Ask - Wise Bread



5 Homebuying Questions You're Embarrassed to Ask - Wise Bread
Posted by Mark Toney at 8:07 AM 1 comment:
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Wednesday, June 8, 2016

Toney’s Tax Tips & More!

Does The Olympics In Rio Put The World In Danger Of Zika?
June 8, 2016 Edition
Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News
Posted by Mark Toney at 10:27 AM 1 comment:
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Monday, June 6, 2016

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow - Wise Bread



5-Day Debt Reduction Plan: Stop Waiting for Tomorrow - Wise Bread
Posted by Mark Toney at 6:26 AM No comments:
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Six Numbers You Need to Know to Actually Get Out of Debt - The Simple Dollar


Six Numbers You Need to Know to Actually Get Out of Debt - The Simple Dollar
Posted by Mark Toney at 6:08 AM No comments:
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Wednesday, June 1, 2016

Toney's Tax Tips & More!

How Money's Handled Around the World (Fascinating!)
June 1, 2016 Edition

Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News
Posted by Mark Toney at 10:02 AM 1 comment:
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How Money’s Handled Around The World (Fascinating!) | Budgets Are Sexy

money around the world

How Money’s Handled Around The World (Fascinating!) | Budgets Are Sexy
Posted by Mark Toney at 8:35 AM No comments:
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Tuesday, May 31, 2016

Learn How To Lower Credit Card Interest Rate | Bankrate.com

Woman laughing while on the phone | Tom Merton/Caiaimage/Getty Images

Learn How To Lower Credit Card Interest Rate | Bankrate.com
Posted by Mark Toney at 6:29 AM No comments:
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9 Ways to Cool Down Air-condition Costs | Bankrate.com

Chill air-conditioning costs | Mark Horton / EyeEm/GettyImages

9 Ways to Cool Down Air-condition Costs | Bankrate.com
Posted by Mark Toney at 6:26 AM 1 comment:
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Friday, May 27, 2016

Toney’s Tax Tips & More!

The superbug that doctors have been dreading just reached the U.S.
May 27, 2016 Edition


Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News
Posted by Mark Toney at 11:04 AM 1 comment:
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Wednesday, May 25, 2016

Toney's Tax Tips & More!

20 Signs You're Financially Stable (and 20 Signs You're Not!)
May 25, 2016 Edition

Tax Tips, Money-Savings Tips & Health Insurance News
Posted by Mark Toney at 10:14 AM 1 comment:
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Tuesday, May 24, 2016

Toney's Tax Tips & More!

Health-care costs for typical American family just topped $25,000

May 24, 2016 Edition

Tax Tips, Money-Saving Tips & Health Insurance News

Posted by Mark Toney at 11:15 AM 2 comments:
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7 Free Tools to Help Your Parents with Money - The Dough Roller



7 Free Tools to Help Your Parents with Money - The Dough Roller
Posted by Mark Toney at 7:53 AM No comments:
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Thursday, May 19, 2016

60 Ways to Save Money - A Mitten Full of Savings

60 ways to save money
60 Ways to Save Money - A Mitten Full of Savings
Posted by Mark Toney at 7:43 AM No comments:
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Wednesday, May 18, 2016

How Late Payments Affect Your Credit - Wise Bread

 http://www.wisebread.com/how-late-payments-affect-your-credit

How Late Payments Affect Your Credit - Wise Bread
Posted by Mark Toney at 11:28 AM No comments:
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Toney's Tax Tips & More!

May 18, 2016 Edition
These bacteria are all over your wallet and smartphone
Posted by Mark Toney at 11:16 AM 1 comment:
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Tuesday, May 10, 2016

Identity theft is on the rise, five simple ways to protect yourself - TechSpot

http://www.techspot.com/news/64747-identity-theft-rise-five-simple-ways-protect-yourself.html
Identity theft is on the rise, five simple ways to protect yourself - TechSpot
Posted by Mark Toney at 8:53 AM No comments:
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Saturday, May 7, 2016

Toney's Tax Tips & More!

May 6, 2016 Edition

Tax Tips, Money-Saving Tips & Health Care News
Posted by Mark Toney at 9:13 PM 1 comment:
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Wednesday, May 4, 2016

55 Best Money Saving Tips for a Perfect Summer - Don't Pay Full

55 Best Money Saving Tips for a Perfect Summer
55 Best Money Saving Tips for a Perfect Summer - Don't Pay Full
Posted by Mark Toney at 12:09 PM No comments:
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Tuesday, May 3, 2016

Why Don’t Americans Save More Money? - The Atlantic

 http://www.theatlantic.com/business/archive/2016/04/why-dont-americans-save-money/478929/
Why Don’t Americans Save More Money? - The Atlantic
Posted by Mark Toney at 10:04 AM No comments:
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Thursday, April 28, 2016

40 Mindless Ways You’re Burning Through Your Paycheck | GOBankingRates

save more money
40 Mindless Ways You’re Burning Through Your Paycheck | GOBankingRates
Posted by Mark Toney at 7:29 AM No comments:
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Wednesday, April 27, 2016

Toney’s Tax Tips & More!

April 27, 2016 Edition

Tax Tips, Money Saving Tips and Health Insurance News
Posted by Mark Toney at 6:58 PM No comments:
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Tuesday, April 26, 2016

Half of Americans expect to lose money to identity theft - Journal of Accountancy

http://www.journalofaccountancy.com/news/2016/apr/identity-theft-victims-201614283.html
Half of Americans expect to lose money to identity theft - Journal of Accountancy
Posted by Mark Toney at 10:21 AM No comments:
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Monday, April 25, 2016

Money Saving Tips from A to Z - Saving Cents With Sense

Money Saving Tips
Money Saving Tips from A to Z - Saving Cents With Sense
Posted by Mark Toney at 6:10 PM No comments:
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Sunday, April 24, 2016

Best Money Saving Tips - How to Budget Edition - The Frugal Toad

how to budget
Best Money Saving Tips - How to Budget Edition - The Frugal Toad
Posted by Mark Toney at 8:19 PM No comments:
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Friday, April 22, 2016

The Crazy Things I Did To Save Money - The Mill Magazine

the crazy things i did to save money
The Crazy Things I Did To Save Money - The Mill Magazine
Posted by Mark Toney at 9:11 AM No comments:
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Thursday, April 21, 2016

10 Questions to Ask Before Accepting a Credit Card Offer - Wise Bread


10 Questions to Ask Before Accepting a Credit Card Offer - Wise Bread
Posted by Mark Toney at 1:54 PM No comments:
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Wednesday, April 20, 2016

6 Ways Life is Wonderful When You're Debt-Free - Wise Bread


6 Ways Life is Wonderful When You're Debt-Free - Wise Bread
Posted by Mark Toney at 11:39 AM No comments:
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      • 8 Frugal Living Skills I Wish My Parents Would Hav...
    • ►  October (4)
      • 4 money tips for new homeowners | CNN Money
      • Is Borrowing Against Life Insurance a Good Idea? -...
      • Million-Dollar Hidden Treasures Discovered In Old ...
      • Which Is Better For You: Term Or Permanent Life In...
    • ►  September (15)
      • Toney's Tax Tips & More!
      • Best Money Tips: How to Improve Your Working Memor...
      • Should I rent or buy a house? | MarketWatch
      • Toney's Tax Tips & More!
      • 100 Great Ways to Save Money | The Simple Dollar
      • 6 Scary Facts About Credit Card Debt | Wise Bread
      • 11 Dollar Store Buys That Are Almost Too Good to B...
      • 8 Best Sites to Help Your Kids Learn About Money -...
      • 7 Signs You Have a Serious Spending Addiction - Wi...
      • 6 Highly Effective Ways to Save Without Clipping a...
      • Why Landlords Do a Credit Check (and What They Loo...
      • 5 Ways To Get the Most From Your Credit Cards | Ba...
      • Best Credit Cards to Rebuild Credit After Bankrupt...
      • Five Key Things to Think About If You're Consideri...
      • This Simple Mistake on a Credit Application May Co...
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      • Toney's Tax Tips & More!
      • 5 Homebuying Questions You're Embarrassed to Ask -...
      • Toney’s Tax Tips & More!
      • 5-Day Debt Reduction Plan: Stop Waiting for Tomorr...
      • Six Numbers You Need to Know to Actually Get Out o...
      • Toney's Tax Tips & More!
      • How Money’s Handled Around The World (Fascinating!...
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      • Learn How To Lower Credit Card Interest Rate | Ban...
      • 9 Ways to Cool Down Air-condition Costs | Bankrate...
      • Toney’s Tax Tips & More!
      • Toney's Tax Tips & More!
      • Toney's Tax Tips & More!
      • 7 Free Tools to Help Your Parents with Money - The...
      • 60 Ways to Save Money - A Mitten Full of Savings
      • How Late Payments Affect Your Credit - Wise Bread
      • Toney's Tax Tips & More!
      • Identity theft is on the rise, five simple ways to...
      • Toney's Tax Tips & More!
      • 55 Best Money Saving Tips for a Perfect Summer - D...
      • Why Don’t Americans Save More Money? - The Atlantic
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      • 40 Mindless Ways You’re Burning Through Your Paych...
      • Toney’s Tax Tips & More!
      • Half of Americans expect to lose money to identity...
      • Money Saving Tips from A to Z - Saving Cents With ...
      • Best Money Saving Tips - How to Budget Edition - T...
      • The Crazy Things I Did To Save Money - The Mill Ma...
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      • 6 Ways Life is Wonderful When You're Debt-Free - W...
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We struggle with important tax, insurance and financial problems and make what we hope are informed decisions. Afterwards, we stumble upon an article that indicates the common sense solution was something we never even knew was available. It can make you sick. “If only I had known this ahead of time!" I’ve chosen articles and stories of interest to myself and my clients. I hope you will find the information interesting, practical and helpful.
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