Toney on Money

An Enrolled Agent with over 30 years' experience providing common-sense tax, insurance and financial solutions. Married for over 46 years, having raised two sons, both married to girls named Carla. Go figure.

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Saturday, December 10, 2016

8 Frugal Living Skills I Wish My Parents Would Have Taught Me | Wise Bread

8 Frugal Living Skills I Wish My Parents Would Have Taught Me - Wise Bread

Posted by Mark Toney at 10:01 AM No comments:

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Friday, October 28, 2016

4 money tips for new homeowners | CNN Money

4 money tips for new homeowners | CNN Money

Posted by Mark Toney at 9:07 AM No comments:

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Is Borrowing Against Life Insurance a Good Idea? - The Simple Dollar

Is Borrowing Against Life Insurance a Good Idea? - The Simple Dollar

Posted by Mark Toney at 8:30 AM 2 comments:

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Wednesday, October 26, 2016

Million-Dollar Hidden Treasures Discovered In Old Homes | Bankrate.com

Treasures in your old home © jerryjoz/Shutterstock.com

Million-Dollar Hidden Treasures Discovered In Old Homes | Bankrate.com

Posted by Mark Toney at 12:49 PM No comments:

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Wednesday, October 19, 2016

Which Is Better For You: Term Or Permanent Life Insurance? | Bankrate.com

Mother holding her child in lap at desk © Diego Cervo/Shutterstock.com

Which Is Better For You: Term Or Permanent Life Insurance? | Bankrate.com

Posted by Mark Toney at 7:36 AM No comments:

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Friday, September 30, 2016

Toney's Tax Tips & More!

September 30, 2016 Edition

Social Security: 5 common mistakes to avoid

Toney's Tax Tips & More! Tax Tips, Money-saving Tips and Health Insurance News

Posted by Mark Toney at 12:04 PM 7 comments:

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Best Money Tips: How to Improve Your Working Memory | Wise Bread

Best Money Tips: How to Improve Your Working Memory | Wise Bread

Posted by Mark Toney at 6:35 AM No comments:

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Monday, September 26, 2016

Should I rent or buy a house? | MarketWatch

Should I rent or buy a house? | MarketWatch

Posted by Mark Toney at 4:32 PM No comments:

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Wednesday, September 21, 2016

Toney's Tax Tips & More!

September 20, 2016 Edition

U.S. drivers waste billions paying for premium gas, AAA says

Toney's Tax Tips & More! Tax Tips, Money-saving Tips and Health Insurance News

Posted by Mark Toney at 8:14 AM 1 comment:

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100 Great Ways to Save Money | The Simple Dollar

Photo: Chris

100 Great Ways to Save Money | The Simple Dollar

Posted by Mark Toney at 7:43 AM No comments:

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6 Scary Facts About Credit Card Debt | Wise Bread

6 Scary Facts About Credit Card Debt | Wise Bread

Posted by Mark Toney at 6:57 AM No comments:

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Tuesday, September 20, 2016

11 Dollar Store Buys That Are Almost Too Good to Believe - Wise Bread

11 Dollar Store Buys That Are Almost Too Good to Believe - Wise Bread

Posted by Mark Toney at 9:21 AM No comments:

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Monday, September 19, 2016

8 Best Sites to Help Your Kids Learn About Money - Wise Bread

8 Best Sites to Help Your Kids Learn About Money - Wise Bread

Posted by Mark Toney at 7:46 PM No comments:

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Friday, September 16, 2016

7 Signs You Have a Serious Spending Addiction - Wise Bread

7 Signs You Have a Serious Spending Addiction - Wise Bread

Posted by Mark Toney at 8:01 AM No comments:

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Wednesday, September 14, 2016

6 Highly Effective Ways to Save Without Clipping a Coupon - Wise Bread

6 Highly Effective Ways to Save Without Clipping a Coupon - Wise Bread

Posted by Mark Toney at 8:52 AM No comments:

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Tuesday, September 13, 2016

Why Landlords Do a Credit Check (and What They Look For) - The Simple Dollar

Why Landlords Do a Credit Check (and What They Look For) - The Simple Dollar

Posted by Mark Toney at 10:22 AM No comments:

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Thursday, September 8, 2016

5 Ways To Get the Most From Your Credit Cards | Bankrate.com

Get a low rate on balances © Manintino/Shutterstock.com

5 Ways To Get the Most From Your Credit Cards | Bankrate.com

Posted by Mark Toney at 7:41 PM No comments:

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Friday, September 2, 2016

Best Credit Cards to Rebuild Credit After Bankruptcy -Wise Bread

Best Credit Cards to Rebuild Credit After Bankruptcy -Wise Bread

Posted by Mark Toney at 10:10 AM No comments:

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Five Key Things to Think About If You're Considering a Path to Early Retirement - The Simple Dollar

Five Key Things to Think About If You're Considering a Path to Early Retirement - The Simple Dollar

Posted by Mark Toney at 10:02 AM No comments:

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Thursday, September 1, 2016

This Simple Mistake on a Credit Application May Cost You -Wise Bread

This Simple Mistake on a Credit Application May Cost You -Wise Bread

Posted by Mark Toney at 9:20 AM No comments:

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Wednesday, August 31, 2016

Toney's Tax Tips & More!

August 31, 2016 Edition

1.3 million kids have identity stolen annually, 50% under 6-years-old

Toney's Tax Tips & More! Tax Tips, Money-saving Tips and Health Insurance News

Posted by Mark Toney at 11:53 AM 1 comment:

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Wednesday, August 10, 2016

Toney's Tax Tips & More!

August 9, 2016 Edition

Elderly Hospital Patients Arrive Sick, Often Leave Disabled

Toney's Tax Tips & More! Tax Tips, Money-saving Tips and Health Insurance News

Posted by Mark Toney at 8:24 AM 1 comment:

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Monday, June 13, 2016

Toney's Tax Tips & More!

Women And The Zika Virus: Smart Questions And A Few Solid Answers
June 13, 2016 Edition

Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News

Posted by Mark Toney at 11:38 AM 2 comments:

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Friday, June 10, 2016

5 Homebuying Questions You're Embarrassed to Ask - Wise Bread

5 Homebuying Questions You're Embarrassed to Ask - Wise Bread

Posted by Mark Toney at 8:07 AM 1 comment:

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Wednesday, June 8, 2016

Toney’s Tax Tips & More!

Does The Olympics In Rio Put The World In Danger Of Zika?

June 8, 2016 Edition

Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News

Posted by Mark Toney at 10:27 AM 1 comment:

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Monday, June 6, 2016

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow - Wise Bread

5-Day Debt Reduction Plan: Stop Waiting for Tomorrow - Wise Bread

Posted by Mark Toney at 6:26 AM No comments:

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Six Numbers You Need to Know to Actually Get Out of Debt - The Simple Dollar

Six Numbers You Need to Know to Actually Get Out of Debt - The Simple Dollar

Posted by Mark Toney at 6:08 AM No comments:

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Wednesday, June 1, 2016

Toney's Tax Tips & More!

How Money's Handled Around the World (Fascinating!)

June 1, 2016 Edition

Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News

Posted by Mark Toney at 10:02 AM 1 comment:

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How Money’s Handled Around The World (Fascinating!) | Budgets Are Sexy

money around the world

How Money’s Handled Around The World (Fascinating!) | Budgets Are Sexy

Posted by Mark Toney at 8:35 AM No comments:

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Tuesday, May 31, 2016

Learn How To Lower Credit Card Interest Rate | Bankrate.com

Woman laughing while on the phone | Tom Merton/Caiaimage/Getty Images

Learn How To Lower Credit Card Interest Rate | Bankrate.com

Posted by Mark Toney at 6:29 AM No comments:

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9 Ways to Cool Down Air-condition Costs | Bankrate.com

Chill air-conditioning costs | Mark Horton / EyeEm/GettyImages

9 Ways to Cool Down Air-condition Costs | Bankrate.com

Posted by Mark Toney at 6:26 AM 1 comment:

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Friday, May 27, 2016

Toney’s Tax Tips & More!

The superbug that doctors have been dreading just reached the U.S.
May 27, 2016 Edition

Toney’s Tax Tips & More!: Tax Tips, Money Saving Tips and Health Insurance News

Posted by Mark Toney at 11:04 AM 1 comment:

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Wednesday, May 25, 2016

Toney's Tax Tips & More!

20 Signs You're Financially Stable (and 20 Signs You're Not!)
May 25, 2016 Edition

Tax Tips, Money-Savings Tips & Health Insurance News

Posted by Mark Toney at 10:14 AM 1 comment:

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Tuesday, May 24, 2016

Toney's Tax Tips & More!

Health-care costs for typical American family just topped $25,000

May 24, 2016 Edition

Tax Tips, Money-Saving Tips & Health Insurance News

Posted by Mark Toney at 11:15 AM 2 comments:

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7 Free Tools to Help Your Parents with Money - The Dough Roller

7 Free Tools to Help Your Parents with Money - The Dough Roller

Posted by Mark Toney at 7:53 AM No comments:

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Thursday, May 19, 2016

60 Ways to Save Money - A Mitten Full of Savings

60 ways to save money

60 Ways to Save Money - A Mitten Full of Savings

Posted by Mark Toney at 7:43 AM No comments:

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Wednesday, May 18, 2016

How Late Payments Affect Your Credit - Wise Bread

http://www.wisebread.com/how-late-payments-affect-your-credit

How Late Payments Affect Your Credit - Wise Bread

Posted by Mark Toney at 11:28 AM No comments:

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Toney's Tax Tips & More!

May 18, 2016 Edition

These bacteria are all over your wallet and smartphone

Posted by Mark Toney at 11:16 AM 1 comment:

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Tuesday, May 10, 2016

Identity theft is on the rise, five simple ways to protect yourself - TechSpot

http://www.techspot.com/news/64747-identity-theft-rise-five-simple-ways-protect-yourself.html

Identity theft is on the rise, five simple ways to protect yourself - TechSpot

Posted by Mark Toney at 8:53 AM No comments:

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Saturday, May 7, 2016

Toney's Tax Tips & More!

May 6, 2016 Edition

Tax Tips, Money-Saving Tips & Health Care News

Posted by Mark Toney at 9:13 PM 1 comment:

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Wednesday, May 4, 2016

55 Best Money Saving Tips for a Perfect Summer - Don't Pay Full

55 Best Money Saving Tips for a Perfect Summer

55 Best Money Saving Tips for a Perfect Summer - Don't Pay Full

Posted by Mark Toney at 12:09 PM No comments:

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Tuesday, May 3, 2016

Why Don’t Americans Save More Money? - The Atlantic

http://www.theatlantic.com/business/archive/2016/04/why-dont-americans-save-money/478929/

Why Don’t Americans Save More Money? - The Atlantic

Posted by Mark Toney at 10:04 AM No comments:

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Thursday, April 28, 2016

40 Mindless Ways You’re Burning Through Your Paycheck | GOBankingRates

save more money

40 Mindless Ways You’re Burning Through Your Paycheck | GOBankingRates

Posted by Mark Toney at 7:29 AM No comments:

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Wednesday, April 27, 2016

Toney’s Tax Tips & More!

April 27, 2016 Edition

Tax Tips, Money Saving Tips and Health Insurance News

Posted by Mark Toney at 6:58 PM No comments:

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Tuesday, April 26, 2016

Half of Americans expect to lose money to identity theft - Journal of Accountancy

http://www.journalofaccountancy.com/news/2016/apr/identity-theft-victims-201614283.html

Half of Americans expect to lose money to identity theft - Journal of Accountancy

Posted by Mark Toney at 10:21 AM No comments:

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Monday, April 25, 2016

Money Saving Tips from A to Z - Saving Cents With Sense

Money Saving Tips

Money Saving Tips from A to Z - Saving Cents With Sense

Posted by Mark Toney at 6:10 PM No comments:

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Sunday, April 24, 2016

Best Money Saving Tips - How to Budget Edition - The Frugal Toad

how to budget

Best Money Saving Tips - How to Budget Edition - The Frugal Toad

Posted by Mark Toney at 8:19 PM No comments:

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Friday, April 22, 2016

The Crazy Things I Did To Save Money - The Mill Magazine

the crazy things i did to save money

The Crazy Things I Did To Save Money - The Mill Magazine

Posted by Mark Toney at 9:11 AM No comments:

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Thursday, April 21, 2016

10 Questions to Ask Before Accepting a Credit Card Offer - Wise Bread

10 Questions to Ask Before Accepting a Credit Card Offer - Wise Bread

Posted by Mark Toney at 1:54 PM No comments:

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Wednesday, April 20, 2016

6 Ways Life is Wonderful When You're Debt-Free - Wise Bread

6 Ways Life is Wonderful When You're Debt-Free - Wise Bread

Posted by Mark Toney at 11:39 AM No comments:

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Editor's note

We struggle with important tax, insurance and financial problems and make what we hope are informed decisions. Afterwards, we stumble upon an article that indicates the common sense solution was something we never even knew was available. It can make you sick. “If only I had known this ahead of time!" I’ve chosen articles and stories of interest to myself and my clients. I hope you will find the information interesting, practical and helpful.

Disclaimer: This site is purely a public resource of general information which is intended, but not promised or guaranteed, to be correct, complete, and up-to-date. The content on this site is for informational purposes only and should not be viewed as actual tax, accounting and/or financial advice, and is not representative of a client relationship. Each individual and business has unique circumstances and should consult with a financial professional before making any changes.

IRS Circular 230 Disclosure: To comply with requirements imposed by the Department of Treasury, we inform you that any U. S. Tax advice contained in this site (including any links to other websites) is not intended or written to be used, and that it cannot be used by any person, for the purpose of (i) avoiding penalties that may be imposed on the taxpayer, and (ii) supporting the promotion or marketing of any transactions or matters addressed herein.

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